What products will you enjoy with 3Rings?

Discover innovative products that simplify your business operations. From flexible financing to optimized cash flow solutions, 3Rings offers tools tailored to meet your needs and help your business thrive.

Purchasing Order Financing

Purchase Order Financing is a loan provided by a finance provider to a seller of goods and/or services for the sourcing, manufacture or conversion of raw materials or semi-finished goods into finished goods and/or services, which are then delivered to a buyer. A purchase order from an acceptable buyer, or a documentary or standby letter of credit or Bank Payment Obligation, issued on behalf of the buyer, in favour of the seller is often a key ingredient in motivating the finance in addition to the ability of the seller to perform under the contract with the buyer.

Payable Financing

Payables Finance is provided through a buyer-led programme within which sellers in the buyer’s supply chain are able to access finance by means of Receivables Purchase. The technique provides a seller of goods or services with the option of receiving the discounted value of receivables (represented by outstanding invoices) prior to their actual due date and typically at a financing cost aligned with the credit risk of the buyer. The payable continues to be due by the buyer until its due date.

Receivable Financing

Receivables Discounting is a form of Receivables Purchase, flexibly applied, in which sellers of goods and services sell individual or multiple receivables (represented by outstanding invoices) to a finance provider at a discount.

BNPL

Optimize your cash flow with flexible, short-term financing options. Buy now, pay later (BNPL) empowers you to manage expenses and strategically time payments, ensuring you to maintain strong supplier relationships while preserving capital.